Using Genetic Algorithms for Credit Scoring System Maintenance Functions
نویسندگان
چکیده
منابع مشابه
Using Genetic Algorithms for Credit Scoring Systemmaintenance Functions
Due to recent advances in high-speed computing technology sophisticated tools for prediction have been introduced which include genetic algorithms. Genetic algorithms operate with the objective of replicating the manner in which genes are passed from one generation to the next. The surviving genes create models that form the most durable and effective offspring. Due to a high-level of understan...
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Credit scoring methods have been widely investigated by researchers; recently, genetic algorithms have attracted particular attention. Many research papers comparing the performance of genetic algorithms and traditional scoring techniques have been published, but most do not provide enough detail about the fitness function used by the genetic algorithm—despite the fact that fitness function has...
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expert systems can help to build banks customers' credit scoring models. here, selection of key features of the credit scoring is important. also, it is possible to express the features values as fuzzy. the problem is how to improve features selection by genetic algorithm, in way that these features can be employed as input in fuzzy expert system. this paper presents a hybrid credit scorin...
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ژورنال
عنوان ژورنال: International Journal of Artificial Intelligence & Applications
سال: 2012
ISSN: 0976-2191
DOI: 10.5121/ijaia.2012.3601